A TYPE OF INSURANCE CAPABLE OF LEAVING AMATEUR FOOTBALLERS ON £30 PER WEEK PART 1 - PICKNSTAKE.COM

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Monday, 19 November 2018

A TYPE OF INSURANCE CAPABLE OF LEAVING AMATEUR FOOTBALLERS ON £30 PER WEEK PART 1

 
Amateur and semi-professional players have questioned the level of financial protection they receive from mandatory personal accident insurance amid concerns many are unaware what they are entitled to claim until after sustaining a serious injury.

Three years after the Football Association launched its National Game Insurance Scheme (NGIS), making insurance mandatory for all 11-a-side teams in England, some players have expressed concern that they are only eligible for £30 a week in temporary disablement benefits, which are intended to help those unable to work because of an injury.



For any player in any division, a broken leg, damaged knee or a dislocation is a traumatic experience. For those outside the professional game, however, lost earnings because of temporary disablement can have severe consequences, potentially contributing to civil compensation claims between those involved in a contentious incident on the pitch.



Bluefin Sport is the FA’s preferred broker for the NGIS, which covers more than 14,000 adult teams, thousands more youth sides and about 200,000 players. The standard team insurance package provided by Bluefin – Superior 30 – pays out £30 a week for up to 104 weeks to compensate for an individual’s lost earnings. The policy – which costs £76 per year for every team – provides a one-off payment of £150 for a broken bone or dislocation but no physiotherapy, unless a club pays an additional premium. TO BE CONTINUED

ARTICLE SOURCE- THE GAIRDIAN

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